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Thursday, January 10, 2013

Matisse painting stolen in 1987 recovered in UK

In this undated image released by The Art Loss Register, Christopher Marinello, Executive Director & General Council of The Art Loss Register, holds a Henri Matisse painting, "Le Jardin" 1920. Le Jardin, or The Garden, was taken from the Museum of Modern Art in Stockholm during a robbery on May 11, 1987 and has been found by an art recovery specialist in London. (AP Photo/Jeremy Young, HO)LONDON (AP) — A Henri Matisse painting stolen in 1987 from a Swedish museum by a thief wielding a sledgehammer has been recovered, an art specialist and a dealer said Tuesday. The Art Loss Register, which tracks stolen, missing and looted art, says "Le Jardin" was found when a British dealer checked the picture against the group's database before selling it.
Dealer Charles Roberts, who runs Charles Fine Art in southern England, said he was shocked to discover the painting was stolen.
"It's not something that happens every day," Roberts said. "I'm glad I found out now rather than later."
Roberts said the current Polish owner, whom he did not name, had bought the Impressionist artwork in good faith 20 years ago.
Christopher Marinello, a lawyer working with the London-based Art Loss Register, said the 1920 painting, valued at about $1 million, would be returned to Stockholm's Moderna Museet. It was snatched from the gallery during a nighttime raid in May 1987.
The museum's director, Daniel Birnbaum, said it was "extremely gratifying that the painting has surfaced after so long."
"We are reassured that the painting appears to be in good condition and look forward to having someone from the museum staff look at it," he said.
Birnbaum said he was in contact with the Swedish Culture Ministry about the formal return of the painting.
Marinello said it was up to Swedish police to decide whether to try to track down the thieves.

Cheapest cars to fuel

Among 2013 model year cars, these 5 cost the least to drive down the road.
Mitsubishi iMiEV
Base price: $29,125
Fuel: Electricity only
Electric fuel economy: 112 MPGe
Annual fuel cost: $550
The Mitsubishi i-MiEV, like all the cars in this list, is elegible for a $7,500 federal tax credit which would bring its final price down to $21,625. Unfortunately it would be hard to recommend it, even at that price. It's underpowered, uncomfortable and cheap-feeling.
Smart ForTwo ED
Base price: $25,000
Fuel: Electricity only
Electric fuel economy: 107 MPGe
Annual fuel cost: $600
The Smart ForTwo EV is dirt cheap, for a fully electric car. With a $7,500 federal tax credit it will cost you just $17,500. Since electric cars never need to shift gears, the ForTwo ED does away with the most objectionable part of the gasoline-powered Smart ForTwo, which its clumsy automatic transmission. What your left with is a pretty decent, and fun, city car.
Ford Focus BEV
Base price: $39,200
Fuel: Electricity
Electric fuel economy: 105 MPGe
Annual fuel cost: $600
The Ford Focus EV feels unusually heavy for such a small car but it's got smooth, strong performance. It also has clear and informative data displays to help the driver maximize efficiency.
The 2012 Nissan Leaf would have ranked just behind the Focus, but we looked only at 2013 model year cars. The Leaf has not yet been rated by the EPA for the 2013 model year.
Tesla Model S
Base price: $57,400
Fuel: Electricity only
Electric fuel economy: 95 MPGe
Annual fuel cost: $650
The Tesla Model S is a truly remarkable automobile because it takes every possible advantage of the fact that it is electrically driven. With the battery pack in the floor, it has a low center of gravity for great handling plus loads of interior space. Depending on how much you want to spend, it can also have real performance-sedan power. The figures shown here are for the least expensive Model S which has a 60 kilowatt-hour battery pack.


Toyota Prius Plug-in
Base price: $32,000
Fuel: Gasoline/electricity
Electric driving range: 11 miles
Electric fuel economy: 95 MPGe
Gasoline fuel economy: 50 MPG
Annual fuel cost: $850
With plug-in hybrids, in particular, the phrase "your mileage may vary" applies... a lot. That's because much of it depends on how far you drive between recharging the battery. These results are based on the EPA's assumptions about how many miles a typical driver would run their car on gasoline each year.
The Prius Plug-in travels only a short way on electric power, especially in extreme temperatures, but it's enough to boost efficiency, especially if you can recharge a lot.

13 Money Lies You Should Stop Telling Yourself by Age 30

I'm not quite 30 yet, but I'm more than familiar with the notion that this age is the new benchmark for people to get their lives together.
There are books, blogs and Twitter accounts dedicated solely to helping people cross that line in the best shape for their future. They do this by telling you to get rid of debt, stop shopping so much, start a 401(k) and brace yourself for wrinkles.
But in my opinion, it takes a lot more than a healthy bank account and nice skin to live a full and happy life, whether you're 29 or 59. Most of us know how to succeed, we just happen to let ourselves –– and a few convenient lies –– get in the way.
1. So long as my job pays well, it's OK if I hate it.
The job market may not be what it used to be, but by age 30 no one should be toiling away at a job that leaves them stressed out and dissatisfied with life.
We were inspired by a young woman who wrote about turning her back on a lucrative job on Wall Street when years of 14-hour work days made her overweight, burnt out and miserable.
"I’m a few months into my new job [as an asset manager for a nonprofit] and it’s made my life richer. I’m making an effort to breathe, smile, eat healthier and have positive thoughts about my future," she wrote.
"I took a pay cut of about 30% to change positions, but I don’t think that I should be applauded for making the choice to accept less pay – I don’t view it as a sacrifice."
2. If I turn a blind eye, somehow my finances will figure themselves out.
The worst thing I did in my early 20s was ignore financial red flags when I saw them.
I didn't check my bank account for fear of how low the number would be; I left my credit report untouched for five years; and I didn't realize my first job even offered a matching 401(k) until I quit because I stuffed that folder in my desk and never looked at it.
Look: If you're broke, you might as well know it and own it. It's the only way you'll ever truly be able to do something about it.
3. I should get married because it's the 'next step.'
I'm a few years shy of 30 myself and it baffles me how many couples –– men AND women alike –– tell me they're planning on tying the knot by 30.
There are few people my age who can actually afford the $27,000 the average American wedding costs these days.
Why kick off your lifetime union with a massive pile of debt that will only cause stress and inevitable arguments down the line? If you're truly in love, chances are The One will still be around by the time you're both financially fit to face those bills together.
4. Banks and bill collectors will get their way no matter what I do.
At some time (and for a lot of you, many times), life eventually will get in the way and you'll find yourself on the wrong side of your bank or, worse, a bill collector.
Stand your ground. I've been negotiating my way to lower credit rates, health care, cable bills, and bank fees since I took out my first line of credit at age 18. I do it mostly by phone and by monitoring my accounts dutifully, and I rarely take no for an answer.
If you're ever in doubt, think about Kenny Golde, a 40-something Hollywood producer who managed to negotiate $220,000 worth of debt down to $70,000.
5. I should buy a home because that's what grown-ups do.
Researchers from the San Francisco Federal Reserve found people who earn 10 percent less than their neighbors are 4.5 percent more likely to commit suicide.
The key word here: Neighbors. Where you choose to live can have a big impact on how you view yourself, not to mention your financial well-being. Don't make the move till you're prepared.
Real estate expert Scott Sheldon points out that consumers aren't ready for homeownership until their debt-to-income ratio falls below 45 percent: 
Calculate your DTI: Proposed mortgage payment + all minimum monthly debt obligations ÷ gross monthly income.
Calculate your maximum mortgage payment: Gross monthly income × .45 (45 percent DTI) − all minimum monthly debt obligations.
 
6. If I start dipping into my savings now, I'll have plenty of time to make up for it later.
If you've managed to build a 401(k) with your employer, now is not the time to start chipping away at all that hard-earned retirement cash.
For starters, you'll be charged a hefty fee for early withdrawal. It's also tantamount to stealing from yourself in old age. When times are tight, trim your spending, reevaluate the purchase you intend to make, or find ways to supplement your income. You'll thank yourself later on when you see how much your savings grow.
7. I'm too inexperienced to start investing.
When I started earning enough to consider long-term investing, the biggest hurdle was figuring it all out with zero prior knowledge. I started small with a savings account, then built my way up to a 401(k) and Roth IRA through my employer.
I'm glad I did. According to personal finance expert Kimberly Palmer, someone who begins investing at age 25 will only have to save $4,830 annually to reach $1 million by age 65, accounting for an annual return of 7 percent after fees. That figure triples to $15,240 if you wait until your 40s.
8. I'm a failure because I'm not getting paid as much as other people my age.
There's a reason older people are nostalgic for their 20s. They've got a mortgage and a brood of screaming toddlers and they miss doing whatever they pleased whenever they pleased.
Perhaps they've forgotten the first few years out of college –– that frenzied time when everyone was out for themselves, scratching, clawing their way to success?
There's such thing as healthy competition, but spending every waking moment trying to "beat" your peers is a quick way to wind up alone and miserable. Do yourself a favor and focus on your own path, not stalking your friends' career moves on Facebook and LinkedIn.
And take heart in this fact: It's been proven that the average person doesn't get any happier after they earn $75,000 per year.
9. I can still afford to eat like I'm 16.
No one can predict the future, but chances are yours involves a body that has far less tolerance for chili cheese fries and 4 a.m. taco runs.
Studies show that metabolism actually slows 2 percent for every year after you turn 30, and weigh gain can lead to a range of health issues later in life.
Do your finances –– and your belly –– a favor and change some of your eating habits now.
I'm not talking about whipping up five-course meals every day of the week. Niche grocery stores like Trader Joe's and Whole Foods post simple recipes on their websites to match their inventory, and there are even businesses that will send healthy 'meals-in-a-box' straight to your home.
10. I can still pull off the outfits I wore in college.
There's a saying career experts love to toss around: Dress for the job you want, not the job you have.
It makes sense. Unless you've managed to finagle your way into your dream job by age 30 –– and are secretly hated for it –– part of the battle is making others believe you can handle it.
Leave the flip-flops at home, invest in a wardrobe that shows them you're ready for responsibility –– and the heftier salary that comes with it –– and you're already on your way.
11. If I get approved for new credit, obviously I can handle it.
Four months ago, I walked into Bank of America to make a routine deposit and walked out with a rewards credit card limit that was more than six times my usual.
It wasn't as if I hadn't earned it, I thought. I spent the last two years dutifully paying down each of my debts and it was high time I had something to show for it.
And then I went shopping. It started as a means of paying for furniture for my new apartment (points), then a grocery fund (points), and, when I went to visit my family for the holidays, it was the card I used for gas (points).
Before too long, I realized I'd bitten off more than I could chew. And now I'm paying for it. The point is that no matter how big your credit limit, or how fat a mortgage loan your bank offers you for a new home, that doesn't mean you have to take it. Know your limits and what you can afford. Then tell THEM how much you need.
12. I should have kids now because I want them.
"There is nothing more destructive to one’s financial future than bringing children into the world without having an established and stable means to support them," writes finance blogger Len Penzo.
He has a point. It costs nearly $240,000 to raise a child in the U.S. –– and that's not even counting college tuition once they leave the house.
And it's not just your finances that will suffer if you're not prepared, Len Penzo notes. "...it becomes extremely difficult to start a business, or gain the necessary experience, on-the-job training and/or education required for the type of career advancement opportunities that lead to significantly increased earning power."
13. I'm pretty much invincible.
It's too bad that youthful sense of invincibility doesn't wear away with age. I'm lucky enough to have insurance and I still practically have to force myself to set up annual physicals and checkups throughout the year.
And these days, it's becoming disturbingly common for consumers to skip medical treatment simply because they couldn't afford it.
Preventative care is crucial, and as The Daily Finance's Nadine Cheung points out, that's still no excuse.
"Find free or low-cost services, like flu shots and blood pressure checks, at your local drugstore," she writes. "Many areas have local clinics that are free, or offer health care at reduced prices based on your financial status. Research and choose a location before you need medical care, as some may require eligibility screening before you can utilize the clinic's services."

How to Make McDonald's Egg McMuffin at Home

The iconic breakfast sandwich that's just 300 caloriesWhen McDonald's Egg McMuffin breakfast sandwich debuted in 1972, it perfected breakfast on the go with a sandwich that took everything that usually ended up on a plate - fried egg, toasted bread, and a side of bacon - and put it into a portable package. (The melted American cheese is a nice touch, of course.) At that point, a few McDonald's stores were offering breakfast, but none of the items on the menu were things you couldn't get anywhere else. Franchisee Jim Delligatti, who had helped create the Big Mac sandwich not long before, offered coffee, donuts, rolls, pancakes, and sausages at his store, for example. But franchisees who weren't offering breakfast didn't consider the potential gain worthwhile in light of the fact that they would have to open four hours earlier - Delligatti, for example, opened at 7 a.m. instead of 11 a.m., and at his store, breakfast only comprised 5 percent of sales. But before long, franchisees were yearning for a breakfast item that was more substantial than baked goods and a cup of joe, but didn't require customers to sit down in the restaurant with a fork and knife. That's when Herb Peterson stepped in. Peterson, a franchisee like Delligatti, also saw the potential of increased sales by opening his stores earlier to sell breakfast items. Inspired by a novel yet clumsy eggs Benedict sandwich from Jack-in-the-Box, Peterson set out to create something similar but with better execution. Peterson rejected runny sauces in favor of placing a perfectly cooked egg on top of a slice of cheese, resulting in that rich, almost creamy consistency. Poaching eggs would have been ideal, but would have taken too long, so instead, he improvised a cooking apparatus that involved placing six rings on a grill. Eggs would be cracked into each one, which is how they end up perfectly round.
Check out these 10 Mind Tricks to Fool Yourself Into Eating Less
Peterson asked Ray Kroc, McDonald's founder, to come to his store to try the sandwich. Kroc was absolutely impressed, and added the sandwich to the menu. Breakfast now represents 15 percent of McDonald's sales, no doubt driven by the popularity of the Egg McMuffin.
Make These Homemade Donut Recipes
If you'd like to give it a shot, you can make your own McDonald's Egg McMuffin at home using store-bought ingredients, and the only special equipment you'll need is a ring mold about the size of an English muffin. Check out our step-by-step slideshow, or if you prefer to print it out and follow along, click here to see the McDonald's Egg McMuffin Recipe.
 
1. The Setup
Ingredients. There's nothing fancy here in the way of ingredients - just a store-bought English muffin; a slice of Canadian bacon; some olive oil, vegetable oil, or cooking spray; water; about a tablespoon of butter; and a slice of American cheese that looks an awful lot like a Kraft single, but you didn't hear it from us. And an egg, of course.
Equipment. Again, pretty simple. You'll want a nonstick pan with a lid (or another nonstick pan that's the same size), a heatproof spatula, a paring knife, a cutting board, a pastry brush (if you're not using cooking spray), and a ring mold* about the same size as the English muffin (you'll see why later).
* Ring molds are available at most culinary supply stores and are priced at around $6-$10.

2. Toast the Muffin
Pop them into the toaster, set the toastiness dial you way you like, and forget about them.
3. Trace the Ham
Ever wonder how McDonald's gets the ham perfectly round? They don't start with round slices of ham. Place the ring mold on the slice of ham and carefully trace around the outside with a paring knife.
4. Brush the Mold
Now we're going to use the mold again to get a perfectly round cooked egg. But first, you'll want to brush the inside of the ring with oil using the pastry brush, or give it a spritz of cooking spray. This will keep the egg from sticking to the mold as it cooks.
 
5. Crack the Egg
Coat the pan lightly with vegetable oil using the pastry brush or cooking spray and place over medium-high heat. When hot, place the ring mold in the center and crack the egg into the pan. Break the yolk using the edge of a cracked shell.
6. Just Add Water
Here's how McDonald's gets the egg nice and fluffy: Add a bit of water to the pan outside of the ring mold.
7. Cover with a Lid
Then, cover with a lid to create steam as the egg cooks. If you don't have a lid but happen to have another pan that's about the same size, that works, too.
8. Nice Simmer
Don't check constantly, but it's OK to take a peek once the water heats up to make sure that the egg is cooking properly. It should look something like this.
 
9. Butter the Muffins
By now, the muffins should be done. Butter them up!
 
10. It Should Look Like This
When the egg is done, most of the water should have evaporated. Remove the pan from the heat.
 
11. Trace the Egg
The egg should pop out easily, but if it doesn't, carefully take a paring knife and trace around the inside of the mold.
 
12. Cook the Ham
Wipe out the pan, place back over the heat, and add the ham just to warm through.
 
13. Cheese First
Take the heel of the English muffin (the technical term for the flat bottom of any bun) and place the cheese on top.
 
14. Egg Next
Next, use the spatula to put the egg on top of the cheese.
 
15. Ham Last
The ham should be about ready by now; add it on top and top with the crown of the muffin.
 
16. VoilĂ ! McDonald's Egg McMuffin Recipe
You're done! Devour and enjoy. The Egg McMuffin - that tasty and compact wedge of cheese, egg, and buttered toast - is only 300 calories. Plus, it's easy to make at home. So if you want to know how we get that egg and ham to be perfectly round, read on.
INGREDIENTS
•1 English muffin
•1 wide slice Canadian bacon
•Olive oil, for coating the ring and pan
•1 egg
•1 tablespoon butter, softened
•1 slice American cheese, preferably yellow, not white
DIRECTIONS
Pop the English muffin into a toaster and set it to the desired crispness level. Lay a ring mold (a round cookie cutter will work, too) over the bacon and trace a paring knife around its edge. The result should be a round slice of ham. Discard the rest.
Use a pastry brush to coat the inside of the ring with olive oil. Put the ring into a nonstick skillet and heat over medium-high heat. Lightly coat the skillet with olive oil using the pastry brush. Crack the egg into the ring; to break the yolk, use the edge of the cracked shell and tap.
Add a little water to the pan outside the ring and cover the pan with a lid. (This will create steam, which will help the egg cook well.) Cook until the whites have set and the water has nearly evaporated, about 1-1 ½ minutes.
Remove the egg from the pan, and remove the ring mold. (If it's a little hard to remove, simply use the paring knife to gently trace around the inside again.) Wipe out the pan. Put the Canadian bacon in the pan until warmed through, about 1 minute. Once the English muffin is toasted, lightly butter both halves. Layer on the cheese, egg, bacon, and the other half of the toast.
SERVING SIZE
Makes 1 Egg McMuffin

Yahoo! Movies users pick their most anticipated movies of 2013

Iron Man, Man of Steel, Star Trek2013 is looking to be packed to the gills with giant, blockbuster movies, so when the new year rolled around we picked and ranked the 25 titles we were looking forward to the most.  But we also wanted to know what you, our Yahoo! users, were excited about. So we included a poll in our original article and asked our readers to vote for their most anticipated movie of the year.
So how did our picks compare to yours?  Well, both the Yahoo! Movies editors and our users agree that the number one most anticipated movie of 2013 is “Iron Man 3” (May 3).  Over 44,000 votes were cast for the third chapter of the Marvel comic-book adaptation, accounting for 22% of the total.  Which shouldn’t be too surprising. The last time Robert Downey Jr. put on his mechanical armor in “The Avengers,” it was the biggest hit of the year and the third highest-grossing film of all time.  "Iron Man 3" will open the summer movie season on May 3.
Our users had a different choice for the second most anticipated film of the year, though. The movie that just missed out on the top spot with 21% of the votes is “Man of Steel,” the new take on Superman from director Zack Snyder and producer Christopher Nolan. The trailers so far have looked terrific, and our editors had it at #4 on their list.  And with Iron Man and Superman running neck and neck, it looks like the Marvel Comics/DC Comics rivalry is still going strong.  "Man of Steel" opens June 14.
Voting was also close for third, fourth and fifth place.  Users declared they were excited to see “The Hunger Games: Catching Fire” (13%), “Star Trek Into Darkness” (12%) and “The Hobbit: The Desolation of Smaug” (11%).  All three are sequels to hugely popular movies, though “Trek” fans have had to wait four years for a new film, while the first “Hunger Games” and “Hobbit” movies both came out in 2012.  So absence from the screen doesn’t necessarily make the heart grow fonder, it would seem.
One big difference between the Yahoo! Movies editors’ picks and how users voted is for the upcoming robots-vs.-monsters flick “Pacific Rim.”  We had it at #5 on our list, above “Fast and Furious 6” and “The Hobbit,” but it only garnered 3% of user votes, ranking it at #8.  Since it’s not a sequel or adaptation, this sci-fi thriller doesn’t have the instantaneous title recognition like most of the other titles on the list. But on the other hand, many users left comments complaining about Hollywood’s lack of originality. Brian commented, “Sequels, prequels, remakes, blah blah. Maybe SOMEONE will come out with a genuinely original idea this year.”  Well, “Pacific Rim” is the rare big-budget movie that isn’t based on any pre-existing material, and we’ll see if audiences will turn out for it this July.
Here’s the full ranking of how our users voted:
  1. Iron Man 3 – 22%
  2. Man of Steel – 21%
  3. The Hunger Games: Catching Fire – 13%
  4. Star Trek Into Darkness – 12%
  5. The Hobbit: The Desolation of Smaug – 11%
  6. Fast & Furious 6 – 7%
  7. Anchorman: The Legend Continues – 7%
  8. Pacific Rim – 3%
  9. Monsters University – 2%
  10. The World’s End – 1%
Are there other movies hitting screens in 2013 that you’re excited about? Tell us in the comments.